diff --git a/app/api/service/cashier/Payment.php b/app/api/service/cashier/Payment.php
index 2da51432..61edc504 100644
--- a/app/api/service/cashier/Payment.php
+++ b/app/api/service/cashier/Payment.php
@@ -99,8 +99,11 @@ class Payment extends BaseService
         // 获取结算订单信息
         $OrderModel = new OrderModel;
         $orderInfo = $OrderModel->getUnpaidOrderDetail($this->orderId);
+        //当前商户是系统自动创建的商户，自动读取商城主的支付配置
+        $model = \app\store\model\Merchant::detail($orderInfo['merchant_id']);
+        $merchantId = ($model && $model->channel_id > 0) ? 0 : $orderInfo['merchant_id'];
 
-        $methods = $PaymentModel->getMethodsByClient($this->client, true, $orderInfo['store_id'], $orderInfo['merchant_id']);
+        $methods = $PaymentModel->getMethodsByClient($this->client, true, $orderInfo['store_id'], $merchantId);
         return [
             'order' => $orderInfo,
             'personal' => $userInfo,
@@ -267,6 +270,9 @@ class Payment extends BaseService
     private function getPaymentConfig(int $merchantId = null)
     {
         $PaymentModel = new PaymentModel;
+        //当前商户是系统自动创建的商户，自动读取商城主的支付配置
+        $model = \app\store\model\Merchant::detail($merchantId);
+        $merchantId = ($model && $model->channel_id > 0) ? 0 : $merchantId;
         $templateInfo = $PaymentModel->getPaymentInfo($this->method, $this->client, $this->getStoreId(), $merchantId);
         return $templateInfo['template']['config'][$this->method];
     }