user = is_numeric($user) ? User::get($user) : $user; // 提现规则 $config = sheep_config('shop.recharge_withdraw.withdraw'); $config['min_amount'] = $config['min_amount'] == 0 ? $config['min_amount'] : number_format(floatval($config['min_amount']), 2, '.', ''); $config['max_amount'] = $config['max_amount'] == 0 ? $config['max_amount'] : number_format(floatval($config['max_amount']), 2, '.', ''); $config['charge_rate_format'] = round(floatval($config['charge_rate']), 1); // 1 位小数 $config['charge_rate'] = round((floatval($config['charge_rate']) * 0.01), 3); $this->config = $config; } private function checkApply($type, $money, $charge) { if (!in_array($type, $this->config['methods'])) { error_stop('暂不支持该提现方式'); } if ($money <= 0) { error_stop('请输入正确的提现金额'); } // 检查最小提现金额 if ($this->config['min_amount'] > 0 && $money < $this->config['min_amount']) { error_stop('提现金额不能少于 ' . $this->config['min_amount'] . '元'); } // 检查最大提现金额 if ($this->config['max_amount'] > 0 && $money > $this->config['max_amount']) { error_stop('提现金额不能大于 ' . $this->config['max_amount'] . '元'); } if ($this->user->commission < bcadd($charge, $money, 2)) { error_stop('可提现佣金不足'); } // 检查最大提现次数 if (isset($this->config['max_num']) && $this->config['max_num'] > 0) { $start_time = $this->config['num_unit'] == 'day' ? strtotime(date('Y-m-d', time())) : strtotime(date('Y-m', time())); $num = WithdrawModel::where('user_id', $this->user->id)->where('createtime', '>=', $start_time)->count(); if ($num >= $this->config['max_num']) { error_stop('每' . ($this->config['num_unit'] == 'day' ? '日' : '月') . '提现次数不能大于 ' . $this->config['max_num'] . '次'); } } } public function accountInfo($type, $params) { $platform = request()->header('platform'); switch ($type) { case 'wechat': if ($platform == 'App') { $platform = 'openPlatform'; } elseif (in_array($platform, ['WechatOfficialAccount', 'WechatMiniProgram'])) { $platform = lcfirst(str_replace('Wechat', '', $platform)); } $thirdOauth = ThirdOauth::where('provider', 'wechat')->where('platform', $platform)->where('user_id', $this->user->id)->find(); if (!$thirdOauth) { error_stop('请先绑定微信账号', -1); } $withdrawInfo = [ '真实姓名' => $params['account_name'], '微信用户' => $thirdOauth['nickname'], '微信ID' => $thirdOauth['openid'], ]; break; case 'alipay': $withdrawInfo = [ '真实姓名' => $params['account_name'], '支付宝账户' => $params['account_no'] ]; break; case 'bank': $withdrawInfo = [ '真实姓名' => $params['account_name'], '开户行' => $params['account_header'] ?? '', '银行卡号' => $params['account_no'] ]; break; } if (!isset($withdrawInfo)) { error_stop('您的提现信息有误'); } return $withdrawInfo; } public function apply($params) { $type = $params['type'] ?? 'wechat'; $money = $params['money'] ?? 0; $money = (string)$money; // 手续费 $charge = bcmul($money, (string)$this->config['charge_rate'], 2); // 检查提现规则 $this->checkApply($type, $money, $charge); // 获取账号信息 $withdrawInfo = $this->accountInfo($type, $params); $withdraw = Db::transaction(function () use ($type, $money, $charge, $withdrawInfo) { $platform = request()->header('platform'); // 添加提现记录 $withdraw = new WithdrawModel(); $withdraw->user_id = $this->user->id; $withdraw->amount = $money; $withdraw->charge_fee = $charge; $withdraw->charge_rate = $this->config['charge_rate']; $withdraw->withdraw_sn = get_sn($this->user->id, 'W'); $withdraw->withdraw_type = $type; $withdraw->withdraw_info = $withdrawInfo; $withdraw->status = 0; $withdraw->platform = $platform; $withdraw->save(); // 佣金钱包变动 WalletService::change($this->user, 'commission', - bcadd($charge, $money, 2), 'withdraw', [ 'withdraw_id' => $withdraw->id, 'amount' => $withdraw->amount, 'charge_fee' => $withdraw->charge_fee, 'charge_rate' => $withdraw->charge_rate, ]); $this->handleLog($withdraw, '用户发起提现申请', $this->user); return $withdraw; }); // 检查是否执行自动打款 $autoCheck = false; if ($type !== 'bank' && $this->config['auto_arrival']) { $autoCheck = true; } if ($autoCheck) { Db::startTrans(); try { $withdraw = $this->handleAgree($withdraw, $this->user); $withdraw = $this->handleWithdraw($withdraw, $this->user); Db::commit(); } catch (ShoproException $e) { Db::commit(); // 不回滚,记录错误日志 error_stop($e->getMessage()); } catch (HttpResponseException $e) { $data = $e->getResponse()->getData(); $message = $data ? ($data['msg'] ?? '') : $e->getMessage(); error_stop($message); } catch (\Exception $e) { Db::rollback(); error_stop($e->getMessage()); } } return $withdraw; } // 同意 public function handleAgree($withdraw, $oper = null) { if ($withdraw->status != 0) { throw new ShoproException('请勿重复操作'); } $withdraw->status = 1; $withdraw->save(); return $this->handleLog($withdraw, '同意提现申请', $oper); } // 处理打款 public function handleWithdraw($withdraw, $oper = null) { $withDrawStatus = false; if ($withdraw->status != 1) { throw new ShoproException('请勿重复操作'); } if ($withdraw->withdraw_type !== 'bank') { $withDrawStatus = $this->handleTransfer($withdraw); } else { $withDrawStatus = true; } if ($withDrawStatus) { $withdraw->status = 2; $withdraw->paid_fee = $withdraw->amount; $withdraw->save(); return $this->handleLog($withdraw, '已打款', $oper); } return $withdraw; } // 拒绝 public function handleRefuse($withdraw, $refuse_msg) { if ($withdraw->status != 0 && $withdraw->status != 1) { throw new ShoproException('请勿重复操作'); } $withdraw->status = -1; $withdraw->save(); // 退回用户佣金 WalletService::change($this->user, 'commission', bcadd($withdraw->charge_fee, $withdraw->amount, 2), 'withdraw_error', [ 'withdraw_id' => $withdraw->id, 'amount' => $withdraw->amount, 'charge_fee' => $withdraw->charge_fee, 'charge_rate' => $withdraw->charge_rate, ]); return $this->handleLog($withdraw, '拒绝:' . $refuse_msg); } // 企业付款提现 private function handleTransfer($withdraw) { operate_disabled(); $type = $withdraw->withdraw_type; $platform = $withdraw->platform; $payService = new PayService($type, $platform); if ($type == 'wechat') { $payload = [ 'out_batch_no' => $withdraw->withdraw_sn, 'batch_name' => '商家转账到零钱', 'batch_remark' => "用户[" . ($withdraw->withdraw_info['微信用户'] ?? '') . "]提现", 'total_amount' => $withdraw->amount, 'total_num' => 1, 'transfer_detail_list' => [ [ 'out_detail_no' => $withdraw->withdraw_sn, 'transfer_amount' => $withdraw->amount, 'transfer_remark' => "用户[" . ($withdraw->withdraw_info['微信用户'] ?? '') . "]提现", 'openid' => $withdraw->withdraw_info['微信ID'] ?? '', 'user_name' => $withdraw->withdraw_info['真实姓名'] ?? '', ], ], ]; } elseif ($type == 'alipay') { $payload = [ 'out_biz_no' => $withdraw->withdraw_sn, 'trans_amount' => $withdraw->amount, 'product_code' => 'TRANS_ACCOUNT_NO_PWD', 'biz_scene' => 'DIRECT_TRANSFER', // 'order_title' => '余额提现到', 'remark' => '用户提现', 'payee_info' => [ 'identity' => $withdraw->withdraw_info['支付宝账户'] ?? '', 'identity_type' => 'ALIPAY_LOGON_ID', 'name' => $withdraw->withdraw_info['真实姓名'] ?? '', ] ]; } try { list($code, $response) = $payService->transfer($payload); Log::write('transfer-origin-data:' . json_encode($response)); if ($code === 1) { $withdraw->payment_json = json_encode($response, JSON_UNESCAPED_UNICODE); $withdraw->save(); return true; } throw new ShoproException(json_encode($response, JSON_UNESCAPED_UNICODE)); } catch (HttpResponseException $e) { $data = $e->getResponse()->getData(); $message = $data ? ($data['msg'] ?? '') : $e->getMessage(); throw new ShoproException($message); } catch (\Exception $e) { \think\Log::error('提现失败:' . ' 行号:' . $e->getLine() . '文件:' . $e->getFile() . '错误信息:' . $e->getMessage()); $this->handleLog($withdraw, '提现失败:' . $e->getMessage()); throw new ShoproException($e->getMessage()); // 弹出错误信息 } return false; } private function handleLog($withdraw, $oper_info, $oper = null) { $oper = Operator::get($oper); WithdrawLogModel::insert([ 'withdraw_id' => $withdraw->id, 'content' => $oper_info, 'oper_type' => $oper['type'], 'oper_id' => $oper['id'], 'createtime' => time() ]); return $withdraw; } }